How are you cutting back on your spending?

Jose Ancheta
Wailua, Hotel industry

“I don’t use credit cards anymore.”

Tamio Hasegawa
Wailua, Construction

“When I lost my job, I cut back on everything – buying only what I need.”

Linaka Turalde
Waimea, Financial services representative

“I make my own coffee now.”

Ling Rita
Eleele, Business owner

“I stop spending for pleasure, more for need.”

Beatrice Moniz
Kaumakani, Student

“I spend a lot – I think I spent more than last year already, to be honest.”